Schemes

Group Scheme Manager Guide

Scheme administration, member management, compliance tracking, and group reporting.

Overview

The Group Scheme module is designed for organisations that manage group-based programmes — pension schemes, insurance plans, cooperative memberships, or benefit groups.

Core capabilities

  • Scheme creation and configuration
  • Member enrolment and lifecycle management
  • Contribution tracking and statements
  • Compliance monitoring and regulatory reporting
  • Scheme analytics and performance tracking
  • Certificate and document management

First Login Experience

Your landing page is the Group Scheme Dashboard.

Group SchemeDashboard
  • Scheme Overview — total schemes, active members, total contributions
  • Compliance Alerts — upcoming deadlines and regulatory notices
  • Recent Activities — enrolments, exits, contribution updates
  • Performance Summary — scheme health and growth metrics

Key Pages & Dashboards

  • /group-scheme — Scheme overview dashboard
  • /group-scheme/members/[id] — Individual member profile and history
  • /analytics — Scheme analytics and reporting

Common Workflows

Enrolling New Members

  1. Navigate to Group Scheme → Members → Add Member.
  2. Enter member details: name, ID, employer, contribution tier.
  3. Upload supporting documents (ID copy, application form).
  4. Submit for approval if required by scheme rules.
  5. The member receives a welcome notification and certificate.

Processing Contributions

  1. Go to Group Scheme → Contributions.
  2. Upload the contribution schedule (CSV or enter manually).
  3. Review and validate amounts against member tiers.
  4. Post contributions — member statements update automatically.

Compliance Reporting

  1. Navigate to Group Scheme → Compliance.
  2. Select the reporting period and regulatory body.
  3. Generate the compliance report with auto-populated data.
  4. Review, sign off, and submit (or export for manual submission).

Tips & Best Practices

  • Set up compliance reminders well before regulatory deadlines.
  • Use bulk member import for onboarding large groups.
  • Automate contribution posting with recurring schedules.
  • Generate member statements monthly for transparency and trust.
  • Audit member data quarterly to maintain accuracy.

FAQ

Can I manage multiple schemes?
Yes. Create and manage as many schemes as needed. Each scheme has independent membership, contribution tiers, and rules.
How do members access their statements?
Members can log in to their self-service portal to view contribution history and download statements.
Is there support for regulatory reporting?
CMO ALTO supports configurable report templates for various regulatory bodies. Set up your jurisdiction from Scheme Settings.
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